6Sep/090
Length of Time of Life Insurance Policy
The longer your policy remains in force, the more expensive it is because there is a higher likelihood that the insurer will pay a claim. That is why whole life insurance policies have the highest premium. It is insurance for your whole life, no matter when you pass on. When you have a whole life policy, as long as you pay your premium, you have assurance that your beneficiaries will be provided for in the event you die. On the other hand a 5 or 10-year term life health insurance policy is the least expensive because the company is less likely to pay a claim on that term life policy.
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